Underwriting Program Manager – Stop Loss (Fully Remote or Hybrid – Hartford, CT Area)
A growing insurance organization based in Hartford, CT is looking to add an experienced Underwriting Program Manager to oversee a dedicated block of Specific and Aggregate Stop Loss business. This is a key leadership role with ownership over pricing strategy and underwriting results, offering the opportunity to make a real impact within a collaborative, entrepreneurial environment.
The position can be fully remote, with a hybrid option (2 days onsite) for candidates located within 50 miles of Hartford.
Compensation: $130,000–$160,000 base salary
Responsibilities:
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Evaluate case information and risk factors to develop competitive and sound pricing recommendations for both new and in-force Specific and Aggregate Stop Loss accounts, in alignment with underwriting guidelines.
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Review large claim data in advance of clinical review to identify potential high-risk drivers and determine appropriate next steps.
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Build and maintain strong working relationships with sales partners, brokers, TPAs, underwriters, and other internal and external stakeholders.
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Advise clients and partners on stop loss structures and plan design considerations to ensure appropriate risk protection.
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Partner with the sales team throughout the quoting process to help position proposals competitively and strategically.
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Exercise independent underwriting authority while ensuring complete and accurate file documentation.
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Analyze submissions that fall outside standard guidelines and prepare well-supported exception recommendations for senior leadership review.
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Present clear risk assessments, financial impact analysis, and strategic rationale to support executive decision-making.
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Review, approve, or decline cases within authority, while offering guidance and alternative structuring recommendations to team members.
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Oversee assigned program workflow to ensure timely turnaround and balanced distribution of work across underwriting staff.
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Identify and evaluate key medical cost drivers impacting both new business and renewal accounts.
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Provide input to senior leadership on enhancements to underwriting guidelines, policies, and best practices.
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Mentor and develop underwriting team members to strengthen technical expertise, risk evaluation skills, and overall performance.
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Deliver ongoing coaching and structured feedback to drive consistent service standards and productivity.
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Partner with administrative teams to ensure documentation supports audit readiness and compliance requirements.
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Manage the portfolio to achieve targeted profitability and performance objectives.
Qualifications:
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Knowledge and understanding of healthcare payers, health plan administration, and medical service providers.
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Bachelor’s degree or equivalent industry experience
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10+ years of medical stop loss underwriting experience
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Prior leadership experience (3+ years managing or mentoring underwriters preferred)
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Strong knowledge of stop loss pricing, risk evaluation, and healthcare cost drivers
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Proven ability to lead teams while partnering effectively with sales and external stakeholders
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Strong analytical and decision-making skills
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Highly organized with the ability to thrive in a fast-paced setting
What’s Offered
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Competitive base salary
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Employer-paid health insurance
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401(k) with company match
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Flexible remote or hybrid work options
For immediate consideration, please email your resume to Ellie Boyd at [email protected].
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